Business Income Coverage – What Is It?

Business Income Coverage – What Is It?

Business income coverage protects your business from financial income loss that is encountered. It covers the time from when your business is unable to operate as a result of a covered loss.  Business income coverage may be necessary when your business suffers either...

Home Insurance Inspections Keep Premiums Down!

A home insurance inspection is unique from a more common home inspection and in many cases is termed an Exterior Inspection.  The first purpose of the insurance inspection is to ensure your home somewhat equates to the company’s quote estimate.  The second purpose is...

What Are Collectibles And Why Insure them?

What are collectibles and why should you consider insuring your collectibles?  Collectibles cover an wide mix of property items that people care about and find enjoyment in owning and or using.  These items include jewelry, silverware, art, model trains, stamps or...
What Is Comprehensive Auto Coverage?

What Is Comprehensive Auto Coverage?

One of the most misunderstood auto coverages is comprehensive auto coverage.  Basically, it’s an optional coverage that covers damage to your auto for events other than collision. This insurance is sometimes referred to as “other than collision coverage”. It will pay...
What Is Uninsured Motorist Coverage?

What Is Uninsured Motorist Coverage?

You are protected on your auto insurance policy with Uninsured Motorist Coverage (UM) when a driver who has no insurance collides with your vehicle.  Also, generally Uninsured Motorist Coverage (UIM) is coupled with Underinsured coverage. Underinsured motorist...